St Vincent’s Private hospital has negotiated excellent rates and coverage with all the private health insurance companies. The hospital has some of the best coverage available amongst private hospitals across the country.
For those patients wishing to attend the hospital and who may not have health insurance, we also have a self pay option for procedures
Before admission to St Vincent’s Private Hospital, you should check the level of cover offered by your insurance provider. Before admission, please check that your policy covers the treatment that you need. Patients are responsible for any charges not covered by their insurance company.
There are many variations in the type of cover provided by the various health insurance companies, and your cover can be affected by pre-existing illnesses and/or whether you have recently changed your policy or switched insurer. Your policy may also include a waiting period, during which time you are not covered.
You should first find out from your Consultant what kind of treatment or procedure you are going to have. It is also helpful if you have a procedure code, which your Consultant should be able to give you, when speaking to the insurer. This will help establish your level of cover.
Below are the contact numbers for the main health insurance companies and a number of helpful questions to ask.
If a patients treatment is not covered directly by an insurance provider, they are required to pay any shortfalls or excesses in full on arrival.
For an estimate of the costs, please call the Patient Accounts Department
Telephone (01) 263 8965 or (01) 263 8960
In some cases, these costs can be claimed back from a patients insurance provider at year-end or on their renewal date, once they have a stamped invoice.
Suggested questions for your insurance provider:
- Is there a waiting period for this treatment to be covered?
- Is there an excess on my policy, and does it have to be paid to the hospital?
- If yes, is this a one-off payment or must it be paid each time I attend?
- Is there a shortfall payment on the policy? In other words, am I expected to pay a percentage of the cost of treatment?
- Does the policy cover outpatient scans and tests?